Christmas is HERE! The season synonymous with over-spending is upon us, and with that comes the anticipation of the dreaded January blues. You know what we mean by January blues… the one time you have way too much month left at the end of your money.
But did you know that this doesn’t have to be your fate? You don’t have to clear out your pockets during the festive season, and you don’t have to fall victim to the January financial crisis. It is possible. And we are here to give you a couple of tips on how to spend money wisely during this holiday season, courtesy of your friends over at AdminAssist.
Eat out less, cook in more.
A huge chunk of our money goes to excessive eating out during the holidays- whether it be with family or with friends. So why not opt for more home-cooked meals with your loved ones. Better yet, make it an occasion, call friends over and cook together or use kitchen prep as an excuse for some quality family time.
Christmas Gift Idea: Homemade and from the heart.
Who said you have to splurge on Christmas gifts? Sometimes the most meaningful gifts are ones that you didn’t spend a cent on. Put your DIY and baking skills to work by gifting your loved ones with homemade and sentimental crafts or a homemade cake they’ll never forget (whether good or bad).
A shopping list is your best friend.
Need to do some Christmas shopping? Always draw up a shopping list- and stick to it! Whether it’s a Christmas gift list or grocery list, having something to refer back to will help limit the distractions and keep you well within your budget.
Avoid waiting till the last minute.
Last-minute shopping is stressful, and you’ll probably end up buying presents that your loved one probably won’t like because you didn’t have time to put enough thought into it, and gifts that exceed your budget because you were out of options- and time!